.hero {
  min-height: 75vh;
  width: 100%;

  display: flex;
  align-items: center;

  background-color: #111111;
  color: #ffffff;
}

/* ---------- Hero Content ---------- */

.hero-content {
  width: 90%;
  max-width: 1200px;
  margin: 0 auto;

  padding: 6rem 0;
}

.hero-subtitle {
  margin-bottom: 1rem;

  color: #c8102e;

  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 2px;
}

.hero h1 {
  max-width: 750px;

  margin-bottom: 1.5rem;

  font-size: clamp(2.5rem, 6vw, 5rem);
  line-height: 1.05;
  font-weight: 800;
}

.hero-text {
  max-width: 600px;

  margin-bottom: 2rem;

  color: #dddddd;

  font-size: 1.1rem;
}

/* ---------- Hero Buttons ---------- */

.hero-buttons {
  display: flex;
  align-items: center;
  gap: 1rem;

  flex-wrap: wrap;
}

/* ==================================================
   ABOUT SECTION
   ================================================== */

.about {
  width: 90%;
  max-width: 1200px;
  margin: 0 auto;

  padding: 7rem 0;
}

.about-content {
  max-width: 800px;
}

.about h2 {
  margin-bottom: 1.5rem;

  color: #111111;

  font-size: clamp(2rem, 4vw, 3.5rem);
  line-height: 1.1;
}

.about p:not(.section-label) {
  margin-bottom: 1.2rem;

  color: #555555;

  font-size: 1.05rem;
}

.about .btn {
  margin-top: 1rem;
}

/* ==================================================
   INSURANCE SOLUTIONS SECTION
   ================================================== */

.insurance {
  padding: 7rem 5%;
  background-color: #f7f7f7;
}

/* ---------- Insurance Grid ---------- */
.insurance-grid {
  --gap: 1.5rem;
  --columns: 3;

  width: 100%;
  max-width: 1200px;
  margin: 0 auto;

  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--gap);
}

.insurance-card {
  width: calc((100% - (var(--columns) - 1) * var(--gap)) / var(--columns));
}

/* ---------- Insurance Cards ---------- */

.insurance-card {
  padding: 2rem;

  background-color: #ffffff;

  border-top: 4px solid #c8102e;

  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);

  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
}

.insurance-card:hover {
  transform: translateY(-5px);

  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.insurance-card h3 {
  margin-bottom: 1rem;

  color: #111111;

  font-size: 1.35rem;
}

.insurance-card p {
  margin-bottom: 1.5rem;

  color: #666666;

  font-size: 0.95rem;
}

/* ---------- Learn More Link ---------- */

.insurance-card a {
  color: #c8102e;

  font-size: 0.9rem;
  font-weight: 700;

  transition: color 0.3s ease;
}

.insurance-card a:hover {
  color: #111111;
}

/* ---------- View All Products ---------- */

.section-action {
  margin-top: 3rem;

  text-align: center;
}

/* ==================================================
   WHY MOET SECTION
   ================================================== */

.why-moet {
  padding: 7rem 5%;
  background-color: #ffffff;
}

/* ---------- Why Moet Grid ---------- */

.why-moet-grid {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;

  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

/* ---------- Why Moet Cards ---------- */

.why-card {
  padding: 2rem;

  background-color: #111111;
  color: #ffffff;

  border-radius: 4px;

  transition:
    transform 0.3s ease,
    background-color 0.3s ease;
}

.why-card:hover {
  transform: translateY(-5px);
  background-color: #c8102e;
}

.why-card h3 {
  margin-bottom: 1rem;

  font-size: 1.25rem;
}

.why-card p {
  color: #cccccc;

  font-size: 0.95rem;
}

.why-card:hover p {
  color: #ffffff;
}

/* ==================================================
   HOW IT WORKS SECTION
   ================================================== */

.how-it-works {
  padding: 7rem 5%;
  background-color: #f7f7f7;
}

/* ---------- Steps Container ---------- */

.steps-container {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;

  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 3rem;
}

/* ---------- Individual Step ---------- */

.step {
  padding: 1rem 0;

  border-top: 1px solid #dddddd;
}

.step-number {
  display: block;

  margin-bottom: 1.5rem;

  color: #c8102e;

  font-size: 2rem;
  font-weight: 800;
  line-height: 1;
}

.step h3 {
  margin-bottom: 1rem;

  color: #111111;

  font-size: 1.3rem;
}

.step p {
  max-width: 300px;

  color: #666666;

  font-size: 0.95rem;
}

/* ==================================================
   PARTNERS SECTION
   ================================================== */

.partners {
  padding: 7rem 5%;
  background-color: #ffffff;
}

/* ---------- Partners Grid ---------- */

.partners-grid {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;

  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.5rem;
}

/* ---------- Partner Card ---------- */

.partner-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;

  text-align: center;
}

/* ---------- Circular Logo ---------- */

.partner-logo {
  width: 100%;
  max-width: 170px;
  aspect-ratio: 1 / 1;

  display: flex;
  align-items: center;
  justify-content: center;

  background-color: #ffffff;

  border: 3px solid #f0f0f0;
  border-radius: 50%;

  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);

  overflow: hidden;

  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.partner-card:hover .partner-logo {
  transform: translateY(-5px);

  border-color: #c8102e;

  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.partner-logo img {
  width: 100%;
  height: 100%;

  object-fit: contain;
}

.partner-name {
  color: #111111;

  font-size: 0.95rem;
  font-weight: 600;
}

/* ==================================================
   GET A QUOTE CTA
   ================================================== */

.quote-cta {
  padding: 7rem 5%;

  background-color: #111111;
  color: #ffffff;

  text-align: center;
}

.quote-cta-content {
  max-width: 750px;
  margin: 0 auto;
}

.quote-cta h2 {
  margin-bottom: 1rem;

  font-size: clamp(2rem, 4vw, 3.5rem);
  line-height: 1.1;
}

.quote-cta p:not(.section-label) {
  margin-bottom: 2rem;

  color: #cccccc;

  font-size: 1.05rem;
}

.quote-cta .btn {
  margin-top: 0.5rem;
}

/* ==================================================
   CONTACT SECTION
   ================================================== */

.contact {
  padding: 7rem 5%;
  background-color: #ffffff;
}

/* ---------- Contact Layout ---------- */

.contact-content {
  width: 100%;
  max-width: 1000px;
  margin: 0 auto;

  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
}

/* ---------- Contact Information ---------- */

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.contact-item {
  display: flex;
  align-items: center;
  gap: 1.2rem;
}

/* ---------- Contact Icons ---------- */

.contact-icon {
  width: 50px;
  height: 50px;

  display: flex;
  align-items: center;
  justify-content: center;

  background-color: #f7f7f7;

  color: #c8102e;

  border-radius: 50%;

  font-size: 1.1rem;

  transition:
    background-color 0.3s ease,
    color 0.3s ease,
    transform 0.3s ease;
}

.contact-icon:hover {
  background-color: #c8102e;
  color: #ffffff;

  transform: translateY(-2px);
}

/* ---------- Contact Text ---------- */

.contact-item h3 {
  margin-bottom: 0.3rem;

  color: #111111;

  font-size: 1.05rem;
}

.contact-item div > a {
  color: #666666;

  font-size: 0.95rem;

  transition: color 0.3s ease;
}

.contact-item div > a:hover {
  color: #c8102e;
}

/* ---------- Social Media ---------- */

.social-media {
  padding-left: 2rem;

  border-left: 1px solid #dddddd;
}

.social-media h3 {
  margin-bottom: 1.5rem;

  color: #111111;

  font-size: 1.1rem;
}

.social-links {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.social-links a {
  display: flex;
  align-items: center;
  gap: 1rem;

  color: #555555;

  font-size: 1.05rem;
  font-weight: 500;

  transition:
    color 0.3s ease,
    transform 0.3s ease;
}

.social-links a i {
  width: 45px;
  height: 45px;

  display: flex;
  align-items: center;
  justify-content: center;

  border: 1px solid #dddddd;

  border-radius: 50%;

  color: #c8102e;

  transition:
    background-color 0.3s ease,
    color 0.3s ease,
    border-color 0.3s ease;
}

.social-links a:hover {
  color: #c8102e;

  transform: translateX(4px);
}

.social-links a:hover i {
  background-color: #c8102e;

  border-color: #c8102e;

  color: #ffffff;
}

/* ==================================================
   RESPONSIVE: TABLETS
   ================================================== */

@media (max-width: 900px) {
  .insurance-grid {
    --columns: 2;
  }

  .why-moet-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-container {
    grid-template-columns: repeat(2, 1fr);
  }

  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* ==================================================
   RESPONSIVE: MOBILE PHONES
   ================================================== */

@media (max-width: 600px) {
  /* Hero */
  .hero {
    min-height: auto;
  }

  .hero-content {
    padding: 5rem 0;
  }

  .hero h1 {
    font-size: clamp(2.2rem, 11vw, 3.5rem);
  }

  .hero-text {
    font-size: 1rem;
  }

  .hero-buttons {
    align-items: stretch;
    flex-direction: column;
  }

  .hero-buttons .btn {
    text-align: center;
  }

  /* About */
  .about {
    padding: 5rem 5%;
  }

  /* Insurance */
  .insurance {
    padding: 5rem 5%;
  }

  .insurance-grid {
    --columns: 1;
  }

  /* Why Moet */
  .why-moet {
    padding: 5rem 5%;
  }

  .why-moet-grid {
    grid-template-columns: 1fr;
  }

  /* How It Works */
  .how-it-works {
    padding: 5rem 5%;
  }

  .steps-container {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  /* Partners */
  .partners {
    padding: 5rem 5%;
  }

  .partners-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
  }

  .partner-name {
    font-size: 0.85rem;
  }

  /* Center the last card, since 15 is an odd number */
  .partner-card:last-child {
    grid-column: 1 / -1;
    justify-self: center;
    width: calc(50% - 0.5rem);
  }

  /* Quote CTA */
  .quote-cta {
    padding: 5rem 5%;
  }

  /* Contact */
  .contact {
    padding: 5rem 5%;
  }

  .contact-content {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .social-media {
    padding-left: 0;

    padding-top: 2rem;

    border-left: none;
    border-top: 1px solid #dddddd;
  }
}